Globnx Solutions offers two tailored lending products designed to meet the needs of large corporations & mid-sized businesses and SMEs.

 KreditAccel for large and  mid-corporates

KreditAccel comes with two sub-applications namely:

1. Loan Origination System (LOS): Digitize loan origination and approval.
2. Loan Management System (LMS): Digitize loan management by streamlining disbursement and post-disbursement control.

Loan Origination System

The LOS, a web-based solution, has been specifically designed to meet the complex credit assessment needs of large and mid-sized corporations. These assessments often require detailed balance sheet evaluations, among other tools, to approve or decline credit applications. KreditAccel captures essential data points that can be used for future analysis and reference. It supports the entire loan lifecycle—from the pre-deal stage and credit application logging to risk assessments and support group reviews, all the way through to final approval.

Some of the features of the product include:

• Omni channel onboarding
• KYC / Internal dedupe
• Short memo approvals
• Loan application login
• Information visualization & peer comparison
• Credit risk rating model, RAROC calculator
• Individual UW & committee approval
• Minutes & sanction letter generation
• Customer limit & exposure management
• Business rule & scoring model management
• Portfolio management

Loan Management System

The Loan Management System (LMS) is designed to manage post-approval activities. It begins by automatically creating an instance when a loan is approved in the Loan Origination System (LOS). The LMS then handles the entire process, including loan limit setup, documentation, disbursement, compliance monitoring, loan servicing, and loan foreclosure. Additionally, it generates reports to provide updated portfolio information.

• Loan limit-setup & disbursement
• Online documentation
• Exception flow
• Approval workflow (maker & checker)
• Loan foreclosure
• Digital contract creation
• Collateral management
• Covenant monitoring
• Portfolio management
• Document storage