KreditAccel: 'One-stop' Platform for Corporate and SME Credit Approval & Management

A robust platform designed to assist financial institutions in streamlining credit approval and management for corporate and SME segments. It reduces approval turnaround time by more than 70% while improving efficiency and strengthening risk management.

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Why us?
Financial Services Industry

The retail banking sector has made significant strides in its digital transformation journey, reaching several key milestones. Attention is now turning to the digitization of commercial banking, especially within the B2B lending space. According to Cornerstone Advisors' latest report, What’s Going on in Banking 2023, financial institutions are increasingly focusing their technology investments on areas such as digital account opening and digital loan origination systems for commercial banking.

However, commercial lending remains a cautious area for many financial institutions. The approval and disbursement processes for both corporate and SME loans can be slow and burdensome, often taking 45-60 days or longer due to complex compliance requirements. While some banks have adopted “Approval Workflow” systems to streamline approvals, many still rely on manual processes. Even those that have implemented digital solutions often use a fragmented mix of systems to manage different stages of the loan process—from lead generation and loan origination to loan management and risk modeling. This disjointed approach creates friction for users and limits the full potential of a digital workflow, as many systems focus only on digitizing the approval process, leaving valuable underlying data untapped. This gap prevents effective use of analytics and impedes comprehensive risk modeling.

KreditAccel, developed by Globnx Solutions, is a comprehensive end-to-end lending platform with last-mile capabilities, designed to fill this gap. It enables financial institutions to streamline the credit approval and management (CAAM) process for corporate and SME loans. Covering the entire loan lifecycle—from origination and approval to loan management, risk modeling, and reporting & analytics—the platform empowers customers to:

 

Achieve competitive edge over your competitors:
Corporate & SME Banking (Wholesale Credit)

Globnx provides digital transformation solutions to financial institutions through their credit approval and management (CAAM) platform, KreditAccel, along with customized solutions tailored specifically for the wholesale credit sector. 

The technology platform is carefully engineered to deliver digital transformation in line with the complex needs of commercial banking. By integrating advanced AI and ML capabilities, KreditAccel streamlines credit approval and management processes, while also enabling institutions to leverage big data for accurate risk modeling and comprehensive analytics. 

This all-encompassing approach ensures that every stage of the loan lifecycle is fully digitized, driving greater operational efficiency and supporting more informed, strategic decision-making.

Designed to break down system silos, the platform consolidates disparate systems into one unified platform, eliminating redundancies and facilitating smoother, more efficient workflows. This transformation is essential for financial institutions aiming not just to compete, but to thrive in an increasing digital world. With KreditAccel, institutions can overcome traditional constraints, fostering innovation and agility in their operations.

Our ranges of product solutions and services include as under:

CAAM for Large & Mid-Corporates ​

Most comprehensive end-to-end digital lending platform with last mile capability for large and mid-corporate segment
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CAAM for SMEs​

End-to-end digital lending solution catering exclusively to the requirements of Small & Medium and Micro-SMEs.
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Other Offerings​

Mobile App Development

End-to-end mobile app development that integrates the latest technologies with an intuitive and user-friendly customer interface.
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Web Development

Complete web development solutions tailored to meet customer requirements.
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UI & UX Development

Full-service UI/UX design solutions that integrate the latest technologies.
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Customer Software Development

Tailored software development for diverse industries, encompassing requirement analysis, technology selection, and end-to-end product delivery.
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Consulting Services

Helping organizations navigate their digital transformation journey by identifying areas for digitization and developing the necessary technology solutions.
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AI & ML Development

Business analytics consulting services that integrate AI/ML expertise and development capabilities to deliver added value to customers.
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Technologies
We make use of latest technologies as under:
Mobile Frontend Backend Microsoft Azure CMS-eCommerce Blockchain
Android Angular .Net Sharepoint   WordPress  
IOS React PHP Power Apps   Drupal  
Flutter Vuejs Nodejs PowerAutomate   Umbraco  
React Native   Java     Sitecore  
zXamarin         Magento  
          Shopify